CAMELS RATING

THE CAMELS RATING SYSTEM IS A RECOGNISED INTERNATIONAL SYSTEM THAT BANK AUTHORITIES USE IN ORDER TO RATE FINANCIAL INSTITUTIONS ACCORDING TO SIX FACTORS REPRESENTED BY THE ACRONYM

CAMEL REFERS TO AS FOLLOWS

C= CAPITAL ADEQUACY

A = ASSET QUALITY 

M= MANAGEMENT 

E = EARNINGS

L = LIQUDITY

S = SENSITIVITY TO RISK