Should we do Life Insurance ?
Who does not want to take care of their family, every one does. But
things does not work as it planned. There is no guarantee that you are gonna be
alive in next minutes or so. So don't you want to do something for your
family that could help your family's
future even if you were not there. There is only way to it by life Insurance where
it can cover mortgage
and child care costs as well as help secure a good education for your children
and safeguard your loved ones from inheriting your debts.
A lot of people change their mind when they see
the life insurance cots are high. Some people even go for it for the sake of
the family , but in halfway they cancelled their life insurance. But there is
conflict about that , if you choose 20 years life insurance and iy you do not
die then you do not get the money. But how would you know that you will be live
for another 20 years ? There is no guarantee!
It is a bet and the bet you have to take it for
the sake of your family. The insurance company get the money if you do not die,
but if you die your family or loved one will get the money. What cant we do for
our loved one ? and it is just money that we have to pay monthly a smaller portion.
We spend so much money here there ,we do not even realise. So if those money
can help our loved one , so why not take the life insurance.
Yes it is worth it! Because now a days you don't know what will
happen to you and you don't have the guarantee your life will be safe. So once
you are insured then what ever happens to you the money what had gone for your
insurance will be benefited to the people of your own family. Life
insurance is worth it if you have something to protect in case of an early
death. It probably isn't a good "investment", but it isn't meant to
be an investment. Ask yourself the question, who would suffer if I die? The
answer might be "nobody" at which point life insurance is not worth
it. The answer might be "my spouse and children", in which case, the
next question needs to be "for how long?.
Imagine in your family you are the only person
who take care of them and God forbid if something happens to you then what will
happen to your family? Look there is so many thing are happening in our life , which
should not be ,which is not fair , which very cruel! But life can be cruel or
unfair .That is how it is it. All we can do is plan everything even we are not
there but our family will be safe and protected! So yes , life insurance is
worth it, Don't you think?
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